Making accurate predictions about population trends is difficult. However a good grasp of demographic trends is also essential both for policymakers and many companies. Changes in Iife expectancy is a relatively blunt tool for measuring the impact of interventions, such as a new drug, or safety law, on different causes of death. Séverine Arnold and her co-authors offer a more sophisticated approach which enables interventions to be measured in terms of their relative impact on the age distribution of future populations, including old age dependency ratios.
Tag Archives: Life insurance
The impact of guaranteed interest rates on long term investments in insurance products
As longevity increases ensuring that people have sufficient finances in later life has become a greater challenge for governments, whether that funding provision involves the public or private sector, or a mix of both. Joël Wagner’s research focuses largely on the topics of risk management and insurance including recent work on long term investment products like life insurance savings contracts.