Category Archives: Finance & Insurance

Whether we view it as an instrument or driver of our economy, the financial system reflects the world’s state of health. Understanding how it works, its complexity but also its vulnerability and the risks it generates helps political decision-makers and key players in the system to anticipate better and plan for the future more effectively.

When it’s good to be stressed: US banking regulation and the Financial CHOICE Act

Diane Pierret and Roberto Steri share a keen research interest in the regulatory environment for banking as is evident from their recent co-authored paper Stressed Banks. In this Q&A, they talk about the paper, the post-crash regulatory environment for banking, and some potentially serious implications of the proposed Financial CHOICE Act in America, both for risk taking in US banking and the stability of the global financial system.

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The impact of guaranteed interest rates on long term investments in insurance products

As longevity increases ensuring that people have sufficient finances in later life has become a greater challenge for governments, whether that funding provision involves the public or private sector, or a mix of both. Joël Wagner’s research focuses largely on the topics of risk management and insurance including recent work on long term investment products like life insurance savings contracts.

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Reducing the cost of unemployment: The importance of overall impact when designing effective policy

Research shows that policies designed to encourage people into work have an impact beyond the individual, at a market level. These market effects may produce unanticipated, unintended and even undesired consequences.

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