{"id":4923,"date":"2020-12-09T08:22:55","date_gmt":"2020-12-09T07:22:55","guid":{"rendered":"https:\/\/wp.unil.ch\/esspace\/?p=4923"},"modified":"2020-12-10T10:54:15","modified_gmt":"2020-12-10T09:54:15","slug":"hasimbola-cathy","status":"publish","type":"post","link":"https:\/\/wp.unil.ch\/esspace\/2020\/12\/hasimbola-cathy\/","title":{"rendered":"Hasimbola Cathy"},"content":{"rendered":"\n<p><strong>Aux sources de l\u2019inclusion financi\u00e8re \u00e0 Madagascar\u00a0: quand le microcr\u00e9dit tente de cerner la pauvret\u00e9 et l\u2019exclusion<\/strong><\/p>\n\n\n\n<!--more-->\n\n\n\n<p><em>Cathy Hasimbola a obtenu une Maitrise en Sciences Sociales Appliqu\u00e9es au D\u00e9veloppement de l\u2019Universit\u00e9 Catholique de Madagascar et un Master en Sciences Sociales de l\u2019Universit\u00e9 de Lausanne. Elle s\u2019int\u00e9resse aux probl\u00e9matiques li\u00e9es \u00e0 la pauvret\u00e9 dans la r\u00e9gion de l\u2019Afrique Subsaharienne. Sous la direction du Prof. hon. Fran\u00e7ois-Xavier Merrien (ISS), son travail de th\u00e8se, qu\u2019elle a d\u00e9fendu le 24 novembre 2020, explore les questions d\u2019inclusion financi\u00e8re et de lutte contre la pauvret\u00e9 \u00e0 Madagascar.<\/em><\/p>\n\n\n\n<p>L\u2019inclusion financi\u00e8re est une strat\u00e9gie dor\u00e9navant majeure dans la lutte contre la pauvret\u00e9 \u00e0 Madagascar et le microcr\u00e9dit constitue l\u2019approche la plus aboutie pour sa promotion. Le microcr\u00e9dit garantit une am\u00e9lioration du \u00ab&nbsp;bien-\u00eatre&nbsp;\u00bb \u00e0 travers l\u2019acc\u00e8s \u00e0 un service financier. Avec d\u2019autres services comme l\u2019assurance, le transfert d\u2019argent ou l\u2019\u00e9pargne, le microcr\u00e9dit compose la microfinance. D\u2019abord propuls\u00e9 par le <em>succ\u00e8s story <\/em>du microcr\u00e9dit et de la <em>Grameen Bank<\/em> au Bangladesh dans les ann\u00e9es 70, un grand nombre de pays s\u2019est inspir\u00e9 de la pratique pour la d\u00e9cliner sous plusieurs formes, en l\u2019occurrence&nbsp;Madagascar.<\/p>\n\n\n\n<p>La sp\u00e9cificit\u00e9 du contexte socio\u00e9conomique malgache qui est marqu\u00e9 par des crises politiques r\u00e9p\u00e9titives, ainsi que la multiplicit\u00e9 des facteurs exog\u00e8nes \u00ab&nbsp;insaisissables&nbsp;\u00bb dans l\u2019analyse de la microfinance incitent dans cette recherche \u00e0 nuancer une lecture (traditionnellement) utilitaire pour privil\u00e9gier une approche socio-anthropologique bas\u00e9e sur des observations et des entretiens. L\u2019objectif de cette recherche est ainsi de d\u00e9gager les logiques de l\u2019inclusion financi\u00e8re \u00e0 travers les r\u00e9formes institutionnelles du microcr\u00e9dit qui ont abouti aux impacts diff\u00e9renci\u00e9s sur le \u00ab&nbsp;bien-\u00eatre&nbsp;\u00bb des b\u00e9n\u00e9ficiaires.<\/p>\n\n\n\n<p>Cette recherche pr\u00e9sente d\u2019abord la trajectoire de la finance inclusive \u00e0 partir de la mise en place du microcr\u00e9dit \u00e0 Madagascar dans les ann\u00e9es 90 et de l\u2019\u00e9volution de son cadrage institutionnel \u00e0 travers les strat\u00e9gies nationales successives. Elle analyse ensuite le r\u00f4le des institutions de microfinance dans la mise en place d\u2019une \u00ab culture de la microfinance \u00bb dans le contexte social sp\u00e9cifique malgache. Enfin, elle rendra compte de l\u2019\u00e9tat de \u00ab bien-\u00eatre \u00bb des b\u00e9n\u00e9ficiaires et de l\u2019appropriation de nouvelles strat\u00e9gies individuelles issues de l\u2019\u00ab \u00e9ducation financi\u00e8re \u00bb. L\u2019inclusion financi\u00e8re qui se veut participative tend \u00e0 mettre en lumi\u00e8re, paradoxalement, l\u2019<em>homo \u0153conomicus<\/em> qui ne se suffit pas pour sortir les b\u00e9n\u00e9ficiaires de la pauvret\u00e9.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Aux sources de l\u2019inclusion financi\u00e8re \u00e0 Madagascar\u00a0: quand le microcr\u00e9dit tente de cerner la pauvret\u00e9 et l\u2019exclusion<\/p>\n","protected":false},"author":163,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_uag_custom_page_level_css":"","_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"footnotes":""},"categories":[19451],"tags":[],"class_list":["post-4923","post","type-post","status-publish","format-standard","category-theses"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"hitmag-landscape":false,"hitmag-featured":false,"hitmag-grid":false,"hitmag-list":false,"hitmag-thumbnail":false,"gform-image-choice-sm":false,"gform-image-choice-md":false,"gform-image-choice-lg":false,"mailpoet_newsletter_max":false},"uagb_author_info":{"display_name":"sschlat1","author_link":"https:\/\/wp.unil.ch\/esspace\/author\/sschlat1\/"},"uagb_comment_info":0,"uagb_excerpt":"Aux sources de l\u2019inclusion financi\u00e8re \u00e0 Madagascar\u00a0: quand le microcr\u00e9dit tente de cerner la pauvret\u00e9 et l\u2019exclusion","_links":{"self":[{"href":"https:\/\/wp.unil.ch\/esspace\/wp-json\/wp\/v2\/posts\/4923","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wp.unil.ch\/esspace\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wp.unil.ch\/esspace\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wp.unil.ch\/esspace\/wp-json\/wp\/v2\/users\/163"}],"replies":[{"embeddable":true,"href":"https:\/\/wp.unil.ch\/esspace\/wp-json\/wp\/v2\/comments?post=4923"}],"version-history":[{"count":0,"href":"https:\/\/wp.unil.ch\/esspace\/wp-json\/wp\/v2\/posts\/4923\/revisions"}],"wp:attachment":[{"href":"https:\/\/wp.unil.ch\/esspace\/wp-json\/wp\/v2\/media?parent=4923"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wp.unil.ch\/esspace\/wp-json\/wp\/v2\/categories?post=4923"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wp.unil.ch\/esspace\/wp-json\/wp\/v2\/tags?post=4923"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}